I-Remit Chairman and CEO, Bansan C. Choa and Pioneer Insurance & Surety Corporation Top Executives January 25, 2013

From Left to Right: Lorenzo Chan Jr. (President and CEO – Pioneer Life), Harris Jacildo (President and COO – I-Remit), Molly Uyecio (EVP and Chief Financial Officer – Pioneer Life), Bansan Choa (Chairman and CEO – I-Remit), Nilo Pacheco (Director – Sterling Bank of Asia), David Coyukiat (President and CEO – Pioneer Insurance), Carla Siochi (Manager of Agents, Development & Servicing Operations – Pioneer Insurance) and Regina Shimamoto (VP- Human Capital Management Division – I-Remit)